Saturday 13 June 2015

Can an experienced agent get me a better deal?

You’ve already decided to buy a house, and you’ve done your due diligence in shopping for a mortgage. You’re ready to buy, but you don’t know the first thing about buying a house. What do you look for? Is there anything that’s going to cost you extra money? Where do you even start?
All of these questions can be answered by hiring a realtor to help with your transaction. A realtor can not only help you find where to start and will focus on getting you a home that fits your needs, but can help with all the paperwork that inevitably comes with your purchase.
There are two major benefits that an agent can bring to homebuyers that could cause a problem without an agent. One of the biggest benefits is the help with understanding home financing. Not only can an experienced agent help with finding you a trusted lender for your mortgage, but they can be awesome resources for specific trends and costs within a neighborhood.
When you sign up for your mortgage, nobody from the mortgage company is going to walk you through all of the costs of home buying. A real estate agent, especially an experienced agent, can save you major headaches when it comes to some of the unanticipated costs, such as HOA obligations, maintenance, insurance, and taxes, all of which are associated with home owning. For a first time buyer, this information can be invaluable, and can really help the buyer determine the true amount they can afford for a home.
Additionally, the most up to date and reliable listings for homes are either going to come from the MLS or the broker directly. While millions can, and do, rely on the dozens of publicly available resources for an idea of what the housing market looks like, only an agent will be able to keep you updated to the minute on what’s available. On top of that, they can also provide insight on how long a home has been on the market, how many times it’s been listed, and even can glean information for you from previous inspections.
One of the other major reason to hire a real estate agent is their negotiation skills. Whether you’re a skilled negotiator or not, having an experienced agent on your side is a boon. They’ll be able to use all of their knowledge of the neighborhood, their insights into how long a home has been on the market, and couple that with their negotiating tactics to get you the best price on a home. Because of this, your pocketbook will love you!
There’s obviously a lot that an experienced agent can bring to the table that you wouldn’t be able to get without one. If you’re in the market for a home, having an agent working with you will not only help you get the best price for the home of your dreams, but will help you make sure that it’s the house that works best for you.

Birmingham-realty.com

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